Disclaimer

1. General Information Disclaimer

Easy Loan Estimate provides an AI-powered tool to help users understand and analyze mortgage loan estimates. The information, analysis, and recommendations provided through our Service are based on algorithms and data processing, and should be used as a starting point for your research, not as definitive guidance.

No Professional Relationship

Use of our Service does not create any professional relationship between you and Easy Loan Estimate, including but not limited to:

• Attorney-client relationship
• Financial advisor-client relationship
• Mortgage broker-client relationship
• Any fiduciary relationship

2. Not Financial or Investment Advice

The analysis provided is based solely on the information contained in your uploaded documents and general market data. We do not know your complete financial situation, goals, risk tolerance, or other factors that are critical to making informed financial decisions.

You Should Consult Professionals

Before making any decisions regarding mortgages or loans, you should consult with:

• Licensed Mortgage Professionals: For specific loan product recommendations
• Financial Advisors: For comprehensive financial planning
• Attorneys: For legal implications and contract review
• Tax Professionals: For tax implications of mortgage decisions
• Real Estate Professionals: For property-related guidance

3. Not Legal Advice

Nothing on this website or in our analysis should be interpreted as legal advice. Mortgage and real estate transactions involve complex legal issues that vary by jurisdiction. We do not:

• Provide legal opinions or interpretations
• Review contracts for legal compliance
• Advise on legal rights or obligations
• Represent you in any legal capacity

Always have a qualified attorney review all loan documents and contracts before signing.

4. Accuracy and Reliability Limitations

AI Technology Limitations

Our Service uses artificial intelligence and optical character recognition (OCR) technology to analyze documents. While we strive for accuracy, these technologies have inherent limitations:

• OCR Errors: Text extraction may not be 100% accurate, especially with poor quality documents
• AI Interpretation: AI may misinterpret context, nuances, or specific terms
• Data Processing: Calculations are based on extracted data and may contain errors
• Algorithm Limitations: AI models may not account for all variables or unique circumstances

No Guarantee of Accuracy

We make no representations or warranties about the accuracy, completeness, reliability, or suitability of any information, analysis, or recommendations provided. You acknowledge that:

• Analysis results may contain errors or omissions
• Market data may be outdated or incomplete
• Comparisons may not reflect current market conditions
• Calculations should be independently verified

5. Market and Rate Information

Any interest rate comparisons, market averages, or benchmark data provided are for general informational purposes only and may not reflect:

• Current real-time rates
• Rates available to you based on your credit profile
• Regional variations in lending markets
• Special promotions or limited-time offers
• Rates from all available lenders

Interest rates and loan terms change frequently. Always verify current rates directly with lenders.

6. Third-Party Information

Our Service may reference or link to third-party websites, resources, or services. We do not endorse, control, or assume responsibility for:

• Content on third-party websites
• Products or services offered by third parties
• Accuracy of third-party information
• Privacy practices of third parties

Use of third-party services is at your own risk and subject to their respective terms and conditions.

7. No Endorsement or Recommendation

Easy Loan Estimate does not endorse, recommend, or have any affiliation with:

• Specific lenders, banks, or financial institutions
• Real estate agents or brokers
• Loan products or mortgage types
• Insurance providers or products

Any mention of specific companies, products, or services is for informational purposes only and does not constitute an endorsement.

8. Personal Circumstances

• Your complete financial picture and obligations
• Your credit history and score
• Your employment stability and income sources
• Your short-term and long-term financial goals
• Your risk tolerance and investment preferences
• Other debts, assets, and liabilities
• Family circumstances and future plans
• Tax implications specific to your situation

9. No Guarantee of Results

We make no guarantees, representations, or warranties that use of our Service will result in:

• Approval of any loan application
• Better loan terms or interest rates
• Cost savings or financial benefits
• Successful mortgage transaction
• Any specific outcome or result

10. Document Verification

Always verify information: While our Service analyzes the documents you upload, you must:

• Verify all information with your lender directly
• Carefully read and understand all loan documents
• Confirm that uploaded documents are current and accurate
• Check for any changes or updates to your loan estimate
• Ensure you have the final, official version of all documents

11. Time-Sensitive Information

Mortgage rates, terms, and market conditions change rapidly. Information and analysis provided may become outdated quickly. Our Service does not:

• Monitor changes to your loan terms after analysis
• Provide real-time updates to market conditions
• Alert you to rate changes or new offers
• Track your loan application status

12. Educational Purpose

Our Service is designed to educate and inform users about mortgage loan estimates. It is a tool to help you:

• Understand basic loan terms and concepts
• Identify areas to discuss with your lender
• Learn about common fees and costs
• Prepare questions for mortgage professionals

It is NOT a substitute for professional advice, due diligence, or careful review of all loan documents.

13. Limitation of Liability

• Reliance on information or analysis provided
• Financial decisions made based on our Service
• Errors, omissions, or inaccuracies in analysis
• Technical failures or service interruptions
• Actions taken or not taken based on our recommendations
• Third-party conduct or content
• Changes in market conditions or loan terms

14. Changes to Disclaimer

We reserve the right to modify this Disclaimer at any time. Changes will be effective immediately upon posting to our website. Your continued use of the Service after changes constitutes acceptance of the modified Disclaimer.

15. Questions and Clarifications

If you have questions about this Disclaimer or need clarification about the limitations of our Service, please contact us at:

Email: info@easyloanestimate.com
Subject Line: Disclaimer Question

16. Final Reminder

Remember: The most important decision-making tool is your own careful research, combined with advice from qualified professionals who understand your complete situation. Our Service is here to help you learn and ask better questions, not to replace expert guidance.